Adan Bulale

Somalia locates the horn of Africa, sadly to say, it is one of the poorest countries in the world, missed formal banking since the fall of the former regime 1991. Back to that time, the people of the country have been using informal banking.

It was a Thursday morning, I Went to the hospital with my mom who was sick and visiting the doctor so as to get feedback and check if her prescribed medications did any improvements. After our visit to the hospital, my mom left me to visit her sister to the other side of the city, I was alone and on my way to the home. I was on Tricycle, it was raining cats and dogs and all the streets filled with floods, I was angry because over speed car carrying chat made me wet with dirty water from the road.

As the sun sets behind the blue waters of the Indian Ocean and the traffic disappears behind Mogadishu's big gated houses, a group of young boys, all at or under the age of 13, jump out from a rusty, abandoned bus onto a dark, dusty sidewalk. They are in search of shelter to hide from the night's cold.

Mukhtar Moallim Ali was born in Beydhabo city of bay region in 1965 where he studied the primary school and Koran {the holy book of Islamic religion), at the age of 15 his parents moved him into Jamaame district which he completed his intermediate school,

Ahmed Mohamed Iimaan, agaasimaha guud ee wasaarada kaluumeysiga, kheyraadka badda iyo deegaanka ayaa ku xusay buugiisa layiraahdo "dagaalka badda somalia" in heshiiska isfahamka ah ee udhexeeyay keynya iyo somalia (memorandum of understanding-MOU) oo ogolaanayay in qeyb kamida badda somalia ay muran kujirto, ay keenya kacodsatay madaxweynihii dowladii kumeel gaarka aheyd mudane Abdullahi yuusuf Ahmed inuu saxiixo, ha yeeshee uu diiday,

INTRODUCTION Somalia which lies the horn of Africa is one of the poorest countries in the world, it is recovering from 26 years of civil wars which paralyzed the infrastructure of the country including the energy sources, during the civil wars the state owned energy company ENEE (Ente Nazionale Energia Elettrica) the national utility operating a national grid which was serving in the cities of Mogadishu, Hargeisa, Berbera, Gardo, Erigavo, Merka, Bossasso, Burao, Kismayo, and Badoa shuted down and ministry of electricity was inactive.